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April 2011 Newsletter

All-Star Home Inspector Newsletter
Issue #40         April 2011

Energy Efficient Mortgages

It seems that Energy Efficient Mortgages (EEMs) are becoming very popular again.  Buyers that have used the EEM option have been able to afford energy efficient upgrades in addition to the purchase of their homes. These upgrades include replacing drafty windows, adding insulation, replacing older heating & cooling systems, and home weatherizing.


As part of the program, the FHA EEM requires that the house be analyzed by a certified HERS Energy Rater before and after the upgrades have been made.  The HERS Energy Rater measures and analyzes the home's characteristics and enters its data into an energy modeling software program.  The software calculates the home's energy consumption and makes recommendations about which upgrades are most appropriate.  The EEM loan is then used for the energy efficient upgrades, which make the home more affordable and more comfortable. 


In one EEM HERS Rating that we did recently, the buyer was single mother of three small kids.  She was buying her first home.  It was an older 3 bedroom, 2 bath house with single pane aluminum windows next to a busy park.  She knew that she wanted to upgrade the old windows but didn't know how to get it done, or how she could afford it.  Her realtor suggested an EEM as the perfect solution.  The recommended improvements for this house included new windows and heating & cooling duct leakage sealing. The lender closed escrow and then paid her $6,500.00 for all new dual pane vinyl windows and another $530.00 to get her duct system tested and sealed.


There are thousands of homes with single pane windows and leaky duct systems in California.  The EEM is a perfect solution for improving the energy efficiency of those homes.  To learn more about EEMs go to  For more information on HERS Energy Ratings please contact us at 209-824-5356.


 Tip of the Month:
Wiring mess
You probably need an electrician
Please do not try this at home. If you have a tip you would like to share please let us know at: 

All-Star Web Site Update & New Feature


We have recently been working hard to improve our web site to make it more of a resourceful tool for our customers.  One of the newest features of our new and improved web site is the All-Star Product Deals page.  The idea for this page came from all of the customers who have asked where they can get products for their new home.


The All-Star Product Deals page has links to deals & coupons from many different housewares & building product manufacturers that we have found over the years. You can use this resource page to shop for eveything from new tankless water heaters to home audio equipment.


Please visit our web site at


If you have any other ideas on how we can improve our web site further please let us know....

Call TODAY to schedule an inspection:

Kirk 2
Kirk Dall

Mark Dean



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Energy loos in the home
Do you want to lower your home energy bills?  
Want to make your home more comfortable? 
Call 209-824-5356 for a home energy rating.